Dave and Melina sit with Frank and Catherine Luna. Frank and Catherine had originally been tax clients of Dave's, before they even went into real estate. They had known Dave and Melina for a couple years before Frank was suddenly laid off in 2009. Inspired to make a drastic change, Frank followed Dave's lead and dove into real estate. They discuss their early struggles and the mirrored struggles of other club members who they now get to mentor. This moving discussion also encapsulates what the club means to so many.